Portfolio

Traditional Asset Finance

Engineering

A facility was arranged for a company to purchase a new Machining as part of their growing order book costing £235,000 with minimal deposit and an assisted government backed regional grant of £70,500 over 5 years.

The added complication was that the equipment was located in Berlin.

We advised and provided a special facility that secured the order for the equipment drawdown of funds of the equipment on arrival in UK.

 

Traditional Asset Finance

Waste Recycling

Funding was arranged for a new granulator and pre-shredder for copper and plastic recycling. The machine was refurbished equipment and cost £115,000. This was funded over 3 years unsecured.

This deal was completed within the agreed timescales with the client. The client had previously approached an established leasing company but the deal was not funded.

Client was referred to Pearl and the deal was successfully concluded in a timely manner.

 

Traditional Asset Finance

Chip Shop Finance

Funding was arranged £52,000 for a new business start-up. The client needed Fryers and refrigerators.

 

Commercial Mortgages and Banking Facilities

With our numerous connections at Banking Institutions, we have been able to arrange a number of commercial loans and mortgages together with new banking facilities.

Example:

A client wanted to re-mortgage on his existing commercial properties so that he could release equity. This was completed on time and achieved a rate which was better than what was offered by their own high-street bank.

 

Commercial Mortgages for Restaurant: Example

A client had opportunity to buy the freehold for their commercial property from the landlord.

They had been trading from the premises as a successful restaurant and were referred by their accountant to Pearl – the deal has now been concluded successfully. This particular transaction was complex as the property was acquired by four partners. The deal size was £265,000 and Pearl achieved a 3 year variable rate of 4%, which suited the client’s expectations.

 

Refinance of Existing Equipment

Refurbishment

A company looking to raise money to assist with refurbishment costs of their factory came to Pearl, hoping that the finance would ultimately make them far more efficient.

£75,000 was raised on existing owned assets (Machine Tools) which enabled refurbishment to take place with no effect on their cash-flow.

 

Invoice Finance

Factoring

£50,000 was released from a client’s debtor book to take pressure away from their overdraft facilities – this also saved them time and money with their debt collection process.

Contact us today for more information and an initial chat, or to book your free of charge consultation.